First Time Home Buyers

Is it time to be a home owner?

Take the test and see if a Harbourfront Condo is right for you! CLICK HERE

What can I afford?

To determine what you can afford you need to estimate your income, expenses, investments, savings and debt, which will yield your total average monthly expenses. These are important factors in determining the appropriate mortgage for you. To further assist you, visit the Bank of Montreal website as it provides a description of various types of mortgages. Also explained are the advantages of obtaining a pre-approved mortgage and an interactive worksheet is available to guide you through the process.

To find out how much you may be able to afford, you may also contact a TD Canada Trust Mobile Mortgage Specialist for more information.

The Bank of Montreal Website: http://www4.bmo.com/personal/0,4344,35649_36694,00.html

Also, for more information see:
Canada Mortage and Housing Corporation http://www.cmhc.ca/en/index.cfm

 

Buying Vs. Renting

In today's economy, more people are choosing to buy a home rather than renting. In addition, first-time home-owners are only required to put down a minimal down payment, depending on the purchase price. After doing the calculations, it may be more affordable for you to purchase a condo then to rent an apartment. If you currently rent today, ask yourself what your monthly expenses are. You may find out that you could live comfortably while paying a mortgage, rather than putting ‘your money’ in your landlord’s pocket!

Buying a condominium at Harbourfront Residences, you will also benefit from a full range of amenities including: a designer lobby and landscaped plaza, heated indoor parking, private guest suite, fitness room, private owners terrace, and a community room.

You may be thinking that it is not the right time for you to buy a home today, but think about the benefits, the enjoyment, and satisfaction that you will derive from owning your own home!

When it comes to buying a home, there’s a wide range of choices that have as much to do with your personal preferences as they do finances.

There is a world of options to choose from, including condominiums, single homes and town homes. You'll also need to think about the combination of rooms and living spaces that would best suit your needs. Do you need 1 bedroom, 2 or more? What is the best type of layout for you? Would you prefer a water view?

Where ever you desire leads you, another important question is do you want a home that’s ready to move into, or do you want a fixer-upper? Imagine living at the heart of it all in the inspiring new lifestyle opportunity of Harbourfront Residences at Three Sisters. Elegant. Affordable. And worry-free. The kind of life you’ve always dreamed of – and a fabulous investment in your future.

What type of home makes sense for you?

Benefits of Buying a New Condo

• QUALITY!!!
  
  
• Better Value:
  • The earlier you purchase in the construction process, the better the price - likely, your investment has already appreciated when you are ready to move in
  • So much better than renting! Why pay your landlord’s mortgage when you can build equity for your future?
  • No exterior maintenance
    
    
• Better Options:
  • Ability to choose where in the building you would like to be located
  • Choice of layout and suite type
  • Ability to personalize your space with the features and finishes that reflect your taste
  • Modern luxury features
    
    
• Better Design:
  • Less maintenance, less repairs, less expenses
  • Energy-saving devices
  • Latest modern styles & trends